Short term health insurance may be a good solution for those individuals looking for temporary coverage while in between jobs or waiting for new coverage to become effective. Short term health insurance provides catastrophic medical coverage for up to six months at a time, but does not cover any pre-existing conditions. Coverage is dependent upon the answers of a few short medical questions and your plan can become effective the date the application is signed. (The option to renew the plan after your coverage period ends varies among carriers.)
Please note that Short Term or Temporary Plans are not Health Care Reform Compliant and are still subject to medical underwriting. Check with us to see if you qualify for a Special Enrollment Period to sign up for an individual health care reform compliant plan. Call us at 608-784-5433.