Here is a list of white papers available for your use. Please contact us if you would like more information or have any questions on the following topics. Please see our Publication Listing for a complete list of all publications. Papers not listed below are available upon request.

Note: Please consult your legal counsel or tax advisor concerning legal and tax issues that are not insurance carrier contract or insurance practice related. We do not provide legal or tax advice and it should be noted that only some white papers are regularly updated. Please call with any questions.

# 1 – Brief Summary of COBRA for the Employer (10/22/88) – OUT OF PRINT

#2 – Structure and Rationale for Section 89(k) and Section 89. (12/88) – OUT OF PRINT

#3 – 52 COBRA Questions and Answers (2/92) – OUT OF PRINT

#4 – Family Medical Leave Act (FMLA) – as it relates to Worker’s Compensation and COBRA (2/1/96) – OUT OF PRINT

#5 – FSA, HRA & MSA’s (6/95) – OUT OF PRINT

# 6 – Due Diligence Risk Evaluation for Mergers and Acquisitions – May 12, 1997

#10 – Helping You With HIPAA – March 29, 2004

#11 – Primer on Group Health Contracts: Different Types of Insuring –
December 14, 2005

#12 – A Comparative Cost of a Similar Market Basket of Drugs and the PBMs that Distribute Them – January 23, 2006

#13 – Health Care Reform – A Comparison of Plans and Proposals – March 17, 2007

#14 – Pre Tax Plans to Simplify Health Insurance – May 18, 2016

#15 – Plans at a Glance 2016 HSA’s, HRA’s & FSA’s – April 29, 2016

#16 – How To Use Your Health Insurance and Medical Services Wisely–
October 10, 2007

#17 – Helping Employers and Employees Understand the Process of Applying for Medicare, Advantage Plans, Supplement Plans and Part D Plans  – July 21, 2014

#18 – What is Possible and Legal in Designing Employer Wellness Programs –
June 24, 2008

#19 – Summary of the Wisconsin Long Term Care Insurance Partnership Plan Act (revision 5) – July 30, 2014

#20 – Review of Health Care Reform Patient Protection and Affordable Care Act 10/18/10 – October 18, 2010

#21 – Notes on Gallup’s “Wellbeing: The Five Elements” 2010 – July 11, 2011

#22 – Should You Provide Health Insurance in 2014? – September 29, 2011

#23 – Health Benefit Exchanges: 2014-2015 – June 4, 2012

#24 – Health Savings Accounts 2016-2017 Chart – April 29, 2016

#25 – 2015 Federal Poverty Level Table – July 15, 2015

#26 – Long Term Care – It Is All Beyond the Dollars – May 6, 2014

#27 – Heart Brain Connection – April 22, 2015

#28 – Gundersen Lutheran Stress and Relaxation Presentation – April 23, 2015

#29 – Prepare for Cadillac Tax in 2020 – January 12, 2016

#30 – 2.9.16 Cyber Risk, ACA and Health Cost Seminar Slides  – February 9, 2016

#31 – The 5 Red Flags to Look For Employee Work Engagement Problems – April 24, 2017

#32 – Catastrophic Health Claim Warning November 2017 – November 6, 2017

#33 – Business Interruption (Disability) Insurance – November 16, 2018

#34 – REDUCING OPIOID ABUSE WITH MORE EAP ENGAGEMENT – March 27, 2018

#35 – Employee Recognition Drives Engagement – May 31, 2018

#36 – Geography of Opioid Abuse 5.20.21 Rev. – 1/17/19 – Revised 5/20/21

#37 – #2 Update Marijuana, Mental Illness and Violence

#38- #3 Update Combat Opioid Abuse with EEP 

#39 – Drug Free Workplace – Update #4 – March 4, 2019

#40 – Marijuana, CBD, Fentanyl and Mental Health – May 22, 2019

#41 – HRA’s Can Be Used to Pay for Individual Health Coverage Effective 1.1.2020 – June 21, 2019

#42 – Exploding Health Claims are Here – July 30, 2019

#43 – Hot News For Insuring Part-Time Employees – 3 New HRAs Effective 1.1.2020 – August 7, 2019

#44 – Legalized Marijuana and Employment Issues – 9/05/2019

#45 – Flexible Spending Account and Health Reimbursement Arrangement Update 1.1.2020

#46 – #46 – Surviving the COVID-19 Crisis with a Partnership Compensation Plan 5/21/2020

#47 – Small Employer Big Benefit Advantages December 23, 2019

#48 – Suicides and Loneliness, What is Driving the Increase in Suicides 10/12/2020

#49 – Pre-Tax Health Plans at a Glance 2020-2021

#50 – La Crosse County Drug Pandemic – 5/20/2021

#51 (Part I) – Hiring and Other Bonuses – How Much is Spent and for What 10/19/2021

#51 (Part II) New Post COVID Employer, Employee Relationship 12/20/2021

#51 (Part III) Grow Your Own Workforce by Developing a Learning Culture 10/10/2022